Services for Product Liability Underwriters

RQA can offer expert advice and services to underwriters of product liability including:

Risk Engineering 

RQA’s expert consultants write many confidential reports for underwriters.  A few examples of risk reports we have been asked to complete include:

  • Review of a supplier of products to the oil & gas with respect to product liability insurance cover
  • Tier 2 automotive component supplier
  • Frozen fish processor
  • A Manufacturer of cordless electrical items
  • Power packs and electrical components
  • Glass manufacturer
  • General industry risk report for lithium ion batteries, components and their applications in Asia
  • White goods, electrical and the supply chain risks
  • Various pharmaceutical and medical device manufacturers

Click for more on our Risk Engineering. We also publish Risk Engineering Reports that are available to purchase, click here for details

Product liability surveys

Purpose of product liability survey:

  • To provide an assessment of risk to assist product liability underwriter
  • To identify areas of risk that should be reduced
  • To collect relevant information and data about the insured’s business
  • To validate information received by underwriter
  • Aim to schedule survey within 4 weeks of request and have report issued within 2 weeks of visit.

The survey comprises the following sections and can be customised to specific insurer requirements:

  • Company details
  • Products insured “what are they and what are their applications?”
  • Components / finished products / product life
  • Sales volumes and markets (US exposure?)
  • New product development, prototypes, samples, testing
  • Who makes, designs, packs?
  • Procurement (supplier selection, liability cover?)
  • Hold harmless, limit of liability in contracts
  • Quality management systems, risk management, loss prevention
  • Packaging and labelling
  • Claims, incidents, accidents and complaints
  • Training
  • Traceability and product recall

For further details, get in touch on email or call us on +44(0)118 935 7242

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We have specialist skills in a variety of sector and industries, contact us to see how we can help you…